Sam’s Club & BJ’s Gas Prices
Sam’s Club and BJ’s sell gas at member prices that are often below nearby stations. But in my view, the pump price is only half the story. The bigger savings come from stacking the right membership, credit card and promotions, and from skipping the upgrades you don’t need. Here’s how each club works and the math I’d run before joining.
By Nathan Brooks · Reviewed Oct. 15, 2026 · Fees and card terms from Sam’s Club, Synchrony and BJ’s
How Sam’s Club gas works
- Member prices at the pump. Sam’s Club lists “member-exclusive fuel prices” as a benefit of both Club and Plus memberships, so you don’t need the pricier tier for gas.
- Use your membership at the pump. Scan your card or the Sam’s Club app to get the member price.
- The Sam’s Club Mastercard (issued by Synchrony) gives 5% back in Sam’s Cash on gas anywhere Mastercard is accepted, on the first $6,000 a year, then 1%. That’s about 22¢ a gallon at $4.33 gas, on top of the lower pump price. For a heavy driver, this card is the strongest part of the Sam’s deal.
- Walmart+ also works at Sam’s Club stations. Walmart+ members get a fuel discount at Walmart, Murphy, Sam’s Club and partner stations. Compare Walmart+ with club memberships.
The summer new-member discount we listed here has ended. Sam’s Club has run several new-member offers in 2026, and clubs often discount memberships around Black Friday, so check samsclub.com before you join. We recheck club offers every two weeks.
How BJ’s gas works
- BJ’s is only in the eastern U.S. Most clubs are in the Northeast, Mid-Atlantic, Ohio, Michigan and Florida. If there’s no BJ’s on your regular routes, skip it; no gas discount is worth a long detour.
- Member prices at the pump. BJ’s says members save about 20¢ a gallon on average compared with nearby stations, and Club+ members get an extra 5¢ off at BJ’s Gas. That’s BJ’s own figure, so check it against stations near your club.
- Watch for in-club promos. BJ’s regularly runs limited-time offers such as “spend $100 in the club, save 50¢ a gallon on gas.” These can be worth $5 to $10 per fill-up when they run, and they’re the best time to do a big shopping trip.
- The BJ’s credit card adds more cents off at BJ’s Gas. Check the current offer on bjs.com before you apply.
Which club is the better deal for gas?
| If you… | Best pick | Why |
|---|---|---|
| Buy most of your gas away from the club | Sam’s Club + Mastercard | The card’s 5% works at any station that takes Mastercard |
| Live near a BJ’s in the East | BJ’s (Club+ if you shop there often) | Member prices plus frequent cents-off promos |
| Already pay for Walmart+ | Walmart+ at Sam’s Club and Murphy | No extra membership needed |
| Live near a Costco | Compare all four | Costco gas is often the cheapest in town |
A real example: 12 gallons a week
Say you buy 12 gallons a week (624 gallons a year) at $4.33 and the club is 20¢ cheaper than stations near you:
- Club price savings: 624 × $0.20 = $124.80 a year.
- Sam’s Mastercard 5%: 624 × about $4.13 × 5% = about $129 a year in Sam’s Cash.
- Minus the $60 fee: about $194 ahead for the year, before any in-store savings.
Put your own numbers into our membership calculator to compare Costco, Sam’s Club, BJ’s and Walmart+ side by side.
Who should join for gas
The example above shows why a club can pay off quickly for someone who drives a lot and lives near one. Notice, though, that more than half of the gain comes from the credit card, not the pump. If you won’t use the card, or the club is out of your way, the math gets much thinner. For a driver buying 6 gallons a week, the pump savings alone would be about $62 a year, roughly the cost of the fee.
My rule of thumb: join for gas if you buy at least 10 gallons a week and pass the club on your normal routes. Otherwise, a free rewards program or Walmart+ (if you already use it) is the safer bet. — Nathan Brooks
5 ways to pay even less at the club pump
- Check the price in the app first. Club prices change daily, and sometimes the gap with a nearby station is only a few cents.
- Go early or late to avoid long weekend lines; time spent waiting is a real cost.
- Stack a promo with the card (BJ’s) or the card with member pricing (Sam’s).
- Fill up on the cheaper day of the week. See the best day to buy gas.
- Don’t pay for an upgrade you won’t use. Plus and Club+ only make sense if you also shop inside a lot.
Quick answers
Can you buy gas at Sam’s Club without a membership?
Sam’s Club presents member-only fuel prices as a membership benefit. Rules for non-members can vary by location, so check your club’s fuel center page before you go.
Is BJ’s gas cheaper than Costco?
It depends on the area. Both usually price below nearby stations. If you live near both, compare the prices in each club’s app for a week before choosing.
Does the Sam’s Club Mastercard give 5% on gas at other stations?
Yes. According to Sam’s Club’s card site, it gives 5% back in Sam’s Cash on gas anywhere Mastercard is accepted, on the first $6,000 a year, then 1%.
Where are BJ’s gas stations?
BJ’s Wholesale Club only operates in the eastern United States. Use the club finder on bjs.com to see if there’s a BJ’s Gas near you.
Is Sam’s Club Plus worth it just for gas?
Usually not. Both Club and Plus members get member fuel prices. Plus adds perks like 2% Sam’s Cash on purchases and free shipping, which only pay off if you shop there a lot.
Keep saving
Sources
Sam’s Club membership (fees and offer) · Sam’s Club Mastercard (Synchrony) · BJ’s Gas · BJ’s membership · Walmart+ fuel savings
FuelPriceScout is an independent information site. We don’t sell fuel and we’re not affiliated with any gas station, retailer or rewards program mentioned here. Prices are averages from public sources and are not what a specific station charges; program terms can change, so always check the official site before you sign up. How we get our data.