Gas Rewards Programs

Free gas rewards programs take about 3¢ to 10¢ off every gallon, and most cost nothing but a two-minute sign-up. That makes them, in my view, the best deal at the pump. The trick is not to join everything, but to pick the one or two that match where you already shop and fill up, then stack them with the right day and payment card.

Program terms checked on official sites · By Nathan Brooks · Oct. 15, 2026

ProgramCostTypical savingsWhereOfficial site
Shell Fuel RewardsFree5¢/gal with Gold status; 10¢ with PlatinumShellshell.us
Kroger PointsFree100 points = 10¢/gal, up to $1/galKroger family fuel centers, some Shellkroger.com
ExxonMobil Rewards+Free3¢/gal in points on regular, 6¢ on premiumExxon, Mobilexxonmobilfuels.com
bp earnifyFree5¢/gal off automatically + pointsbp, Amocobp.com
Walmart+$98/yr10¢/galParticipating Walmart, Murphy, Exxon, Mobil and Citgo stations; member prices at Sam’s Clubwalmart.com
Costco Anywhere VisaCostco membership5% back at Costco gas, 4% at other gas (limits apply)Any gas stationciti.com

Limited-time gas deals this month (October 2026)

  • Amazon Prime + bp earnify: 20¢ off a gallon on Fridays. Link Prime to the free earnify app to save 20¢ every Friday at bp, Amoco, ampm and Thorntons (up to 35 gallons), from Oct. 2 into early 2027. Other days, Prime members save 10¢. earnify
  • Mobil Supreme+ race weekend: 18¢ a gallon in points, Oct. 23–25. For Exxon Mobil Rewards+ members buying Mobil Supreme+ premium. Rewards+

Ended recently: 7-Eleven and Speedway’s 50¢ 7th-and-11th promotion (last date Oct. 11) and the Exxon Mobil Rewards+ new-app bonus ($5 in points on your first two fill-ups, ended Sept. 30, 2026). Black Friday: warehouse clubs and Walmart+ often discount memberships in November; I’ll list 2026 offers once they’re announced. I recheck these deals every two weeks.

Savings and terms change often. Always check the official site before joining. FuelPriceScout isn’t paid by any of these programs.

Which one should you pick?Start with the free program for the station brand you already pass most often. If you shop at Kroger (or Ralphs, Fred Meyer, King Soopers, Smith’s and other Kroger stores), its points usually give the biggest discount. If you already pay for Walmart+, use its 10¢ at any participating station.

Which program fits you?

You buy groceries at Kroger stores

Kroger Points give 10¢ off per 100 points, and you earn points on groceries. A big grocery month can mean 30¢ to 50¢ off a gallon or more. If Kroger or one of its chains is your main store, start here; nothing else on this list comes close for regular shoppers.

You mostly fill up at one brand

Join that brand’s free app: Shell Fuel Rewards, ExxonMobil Rewards+ or bp earnify. It takes two minutes and saves on every fill-up. Skip apps for brands you only visit once in a while; the points rarely add up.

You already have Walmart+

Use the 10¢ discount through the Walmart app at Exxon, Mobil, Murphy USA, Citgo, Walmart and Sam’s Club stations. It’s one of the simplest discounts out there, since it applies on every fill-up without points to track.

You’re a Costco member

Costco’s prices plus the Costco Visa’s 5% back are hard to beat if there’s a warehouse on your route. See if Costco gas pays off.

The two programs worth starting with

If you only do one thing, join the free app for the gas brand you pass most often. It takes a couple of minutes and pays on every fill-up. If you also shop at a Kroger-family grocery store, add its fuel points; for regular shoppers, they’re worth more than any station app. After that, extra programs add more hassle than savings for most drivers.

Paid options like Walmart+ or a warehouse club only make sense if you already value the membership for other reasons, or you buy enough gas to cover the fee. The membership calculator will tell you in a few seconds. — Nathan Brooks

How to stack gas savings

This is where the real savings are. You can often combine three layers on the same fill-up:

  1. A station discount: a rewards program or membership price (for example, 5¢ to 10¢ off).
  2. A payment card: a credit card that pays extra cash back on gas.
  3. Good timing: filling up on Sunday or Monday saves another 4¢ to 9¢ in most states.

Example: 15 gallons at $4.33. A 5¢ rewards discount saves 75¢, 3% cash back on the remaining $64.20 saves about $1.93, and filling up on Monday instead of Thursday saves about 90¢ more. Total: about $3.58 per tank, or roughly $185 a year if you fill up once a week. None of the three is impressive on its own; together they’re worth a nice dinner out every couple of months.

Not every program can be combined with every other. Some stations limit how many discounts apply to one purchase, so check each program’s terms before you count on stacking.

Quick answers

What is the best gas rewards program?

For most people it’s the free program of the brand they already use most. Kroger Points often give the biggest discounts for regular Kroger shoppers, and Walmart+ gives 10¢ a gallon at the most stations if you already pay for it.

Are gas rewards programs free?

Shell Fuel Rewards, Kroger Points, ExxonMobil Rewards+ and bp earnify are free to join. Walmart+ and warehouse clubs charge a yearly fee.

Can I use two gas rewards programs at once?

Sometimes. You can usually combine a station rewards program with a credit card that pays cash back on gas. Combining two station discounts depends on each program’s rules.

Do gas rewards points expire?

Many do. Kroger points expire after a set period, and ExxonMobil Rewards+ points can expire if unused. Check each program’s terms.

Keep saving

Sources

Shell Fuel Rewards · Kroger investor news (June 25, 2026) · ExxonMobil Rewards+ · bp earnify · Walmart+ gas savings · PYMNTS: Walmart+ adds Citgo · Citi: Costco Anywhere Visa

FuelPriceScout is an independent information site. We don’t sell fuel and we’re not affiliated with any gas station, retailer or rewards program mentioned here. Prices are averages from public sources and are not what a specific station charges; program terms can change, so always check the official site before you sign up. How we get our data.